Find Your Cover

   

   

Find Your Cover

   

   

Mont St Michel, France.
European Cover

Bixby Creek Bridge,
Highway 1, Los Angeles
USA & Canada Cover

El Chalten, Fitzroy, Patagonia Argentina
Worldwide Cover

Reason To Buy From Us

So we can pass on the
savings to our customers
Which means NO
expensive Call centres
1 week to Europe Excess
cover £23 vs £123 with Hertz
So we can pass on the
savings to our customers
Which means NO
expensive Call centres
1 week to Europe Excess
cover £23 vs £123 with Hertz
Car Hire Excess Insurance

Nothing beats the freedom of having your own transport on holiday. Want to check out that family-run restaurant that’s miles from the nearest bus stop? Or how about the perfect tourist-free beach an hour’s walk from the nearest train station? A car of your own is the answer.

While the freedom a rental car can give you is unparalleled, it comes with its own set of considerations. Hire car insurance often feels like a hidden cost, but with the right information and knowledge at your fingertips, you can empower yourself to make the best decisions for you and your wallet.

It’s imperative that you have car hire insurance, but are you clued up on hire car excess insurance? Shopping intelligently and understanding the add-ons that your car rental company tries to up-sell you is the first step to saving money on your car hire insurance.

Although renting a car when travelling abroad is an excellent means of transport, there can be times when an unfortunate event such as a severe accident or the theft of a vehicle will mean the customer must make a claim.

Upon making a claim the customer is liable to pay what is known as an excess fee. This is the primary provision which is addressed by a specific type of car hire insurance policy commonly referred to as excess insurance. Confused? Read on.

Car Hire Excess Insurance
Read More

Nothing beats the freedom of having your own transport on holiday. Want to check out that family-run restaurant that’s miles from the nearest bus stop? Or how about the perfect tourist-free beach an hour’s walk from the nearest train station? A car of your own is the answer.

While the freedom a rental car can give you is unparalleled, it comes with its own set of considerations. Hire car insurance often feels like a hidden cost, but with the right information and knowledge at your fingertips, you can empower yourself to make the best decisions for you and your wallet.

It’s imperative that you have car hire insurance, but are you clued up on hire car excess insurance? Shopping intelligently and understanding the add-ons that your car rental company tries to up-sell you is the first step to saving money on your car hire insurance.

Although renting a car when travelling abroad is an excellent means of transport, there can be times when an unfortunate event such as a severe accident or the theft of a vehicle will mean the customer must make a claim.

Upon making a claim the customer is liable to pay what is known as an excess fee. This is the primary provision which is addressed by a specific type of car hire insurance policy commonly referred to as excess insurance. Confused? Read on.

Product Benefits

Up to £6,000 excess
reimbursement for car hire

Damage to tyres, the windscreenand
the undercarriage

Rental key
replacement costs

Aged 21 to 85 covered,
same price whatever your age

Covers theft 
of secured baggage

Policyholder and all
additional named drivers

European Cover
USA & Canada Cover
Worlwide Cover
What is Car Hire Excess Insurance?

When you hire a car, most companies include a collision damage waiver (CDW) or loss damage waiver (LDW) as part of the rental agreement. This will cover you for anything from accidental damage to vehicle theft.

However, if you do damage your hired car you will have to pay a portion of the cost. This portion – the portion that comes out of your pocket – is known as an excess fee. This fee ranges anywhere from £500 to £2000. That’s the cost of a whole other holiday.

Car hire excess insurance will cover these expenses for as little as £4.99 a day. Most car hire companies will offer excess insurance for around £15 a day and with a little bit of foresight, you will get a much better deal if you buy in advance online. Click here for a quote and more information.

Think of car hire excess insurance as an optional additional policy, that protects you against the excess charges that the rental company’s insurance will force you to pay. There are other terms used to describe this type of insurance, including excess waiver insurance, excess insurance and a super CDW.

What is Car Hire Excess Insurance?
Read More

When you hire a car, most companies include a collision damage waiver (CDW) or loss damage waiver (LDW) as part of the rental agreement. This will cover you for anything from accidental damage to vehicle theft.

However, if you do damage your hired car you will have to pay a portion of the cost. This portion – the portion that comes out of your pocket – is known as an excess fee. This fee ranges anywhere from £500 to £2000. That’s the cost of a whole other holiday.

Car hire excess insurance will cover these expenses for as little as £4.99 a day. Most car hire companies will offer excess insurance for around £15 a day and with a little bit of foresight, you will get a much better deal if you buy in advance online. Click here for a quote and more information.

Think of car hire excess insurance as an optional additional policy, that protects you against the excess charges that the rental company’s insurance will force you to pay. There are other terms used to describe this type of insurance, including excess waiver insurance, excess insurance and a super CDW.

Why do I need Car Hire Excess Insurance

It may feel like hire car excess insurance is a form of double insurance. In reality, if something goes wrong, most of us aren’t able to shell out £500 to £2000 at the drop of a hat. While the basic insurance provided by a car rental company will cover you above that £2000 limit, you run the risk of a hefty bill while you’re already in a difficult situation abroad.

Most hire companies will include car hire insurance in the price of renting the vehicle, providing you with some cover against accidental damage and theft. If you don’t take the time to consider the risk of renting a car without hire car excess insurance, you may find yourself stuck with an unexpected bill that you can’t afford.

Taking out excess insurance for your hire car insurance in advance is a small price to pay to mitigate the risk of having your holiday ruined by a surprise fee.

Why do I need Car Hire Excess Insurance
Read More

It may feel like hire car excess insurance is a form of double insurance. In reality, if something goes wrong, most of us aren’t able to shell out £500 to £2000 at the drop of a hat. While the basic insurance provided by a car rental company will cover you above that £2000 limit, you run the risk of a hefty bill while you’re already in a difficult situation abroad.

Most hire companies will include car hire insurance in the price of renting the vehicle, providing you with some cover against accidental damage and theft. If you don’t take the time to consider the risk of renting a car without hire car excess insurance, you may find yourself stuck with an unexpected bill that you can’t afford.

Taking out excess insurance for your hire car insurance in advance is a small price to pay to mitigate the risk of having your holiday ruined by a surprise fee.

How does Excess Insurance Function?

Let us assume that in the terms and conditions of your insurance policy, your insurance provider states there is an excess fee of £500 before any claims are settled. Now let us assume all of the windows of your hired vehicle are broken.

You make a claim and the total cost of repairs amounts to 1,200 pounds. Before the claim is settled by the insurance company you will need to pay the excess fee. In theory, you have paid £500 towards the damages (the excess fee) and your insurance company has covered the remaining £700.

There are many factors that will determine how large your excess fee is including type of vehicle, the age of the driver, how many years experience the driver has and whether they have any past insurance claims.

To make sure you don’t get stuck with that £500 bill, a car hire excess insurance policy will cover that excess fee in return for a daily payment of around £5 a day for as long as you are renting the vehicle.

This small daily payment will ensure that if you do have an accident or are the victim of a crime, and need to make a claim, you will have to pay nothing, giving you peace of mind on your travels.

How does Excess Insurance Function?
Read More

Let us assume that in the terms and conditions of your insurance policy, your insurance provider states there is an excess fee of £500 before any claims are settled. Now let us assume all of the windows of your hired vehicle are broken.

You make a claim and the total cost of repairs amounts to 1,200 pounds. Before the claim is settled by the insurance company you will need to pay the excess fee. In theory, you have paid £500 towards the damages (the excess fee) and your insurance company has covered the remaining £700.

There are many factors that will determine how large your excess fee is including type of vehicle, the age of the driver, how many years experience the driver has and whether they have any past insurance claims.

To make sure you don’t get stuck with that £500 bill, a car hire excess insurance policy will cover that excess fee in return for a daily payment of around £5 a day for as long as you are renting the vehicle.

This small daily payment will ensure that if you do have an accident or are the victim of a crime, and need to make a claim, you will have to pay nothing, giving you peace of mind on your travels.